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Pensions

When do you want to retire and how much income will you need?

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Protection

How much cash would your family need to maintain their current lifestyle if you die prematurely?

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Investments

Are you making the best use of any spare capital or surplus income?

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At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

UK News

The 40-year-old host of You, Me and the Big C was diagnosed with bowel cancer in 2016.
Former England captain Michael Vaughan says he is stepping back from his work at the BBC.
The UK Supreme Court will be asked if the Scottish government can hold a vote without UK consent.
Ghislaine Maxwell told victims she had helped Jeffrey Epstein sexually abuse she was sorry for their pain.
The force has been hit by a number of scandals in recent years including the murder of Sarah Everard.