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Pensions

When do you want to retire and how much income will you need?

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Protection

How much cash would your family need to maintain their current lifestyle if you die prematurely?

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Investments

Are you making the best use of any spare capital or surplus income?

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At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

UK News

Data suggests companies are not recruiting or are holding off replacing people who have left.
The US will hold its levy on Chinese imports at 30%, while China will keep a 10% tariff on American goods.
The watchdog is setting up a compensation scheme for motorists sold unlawful car finance deals.
The internet service which soared in popularity in the 1990s will come to an end from 30 September
A complaint raises concerns about the funding risks and a "toxic" culture at the Alan Turing Institute.